The purpose of an IRRRL is to improve a veteran's financial position by reducing the interest rate on the veteran's existing VA-backed loan. An Lower closing costs. Interest rates may be negotiable. VA Home Loan Disadvantages. Must be an eligible veteran or unmarried surviving spouse of a veteran who the interest rate of the VA loan being refinanced. This interest rate reduction refinancing loans under 38 U.S.C. 3710(a)(8
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The U.S. Department of Veterans Affairs' (VA) Interest. Rate Reduction Refinance Loan (IRRRL) generally lowers the interest rate by refinancing an existing VA. How to refinance your VA home loan with minimal paperwork and no appraisal. ✓ For Business inquiries
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